:root{--dk-blue:#0b2d5c;--dk-blue2:#0f5f9f;--dk-orange:#f58220;--dk-bg:#f5f8fc;--dk-text:#142033;--dk-muted:#5e6d7e;--dk-line:#dce7f2;--dk-green:#0f9f6e}*{box-sizing:border-box}.dkp-site{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--dk-text);background:#fff;line-height:1.65}.dkp-site a{color:inherit}.dkp-nav{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:16px clamp(18px,4vw,60px);background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--dk-line)}.dkp-brand{font-size:30px;font-weight:900;text-decoration:none;color:var(--dk-blue);line-height:1}.dkp-brand span{color:var(--dk-orange)}.dkp-brand small{display:block;font-size:11px;font-weight:700;color:var(--dk-muted);letter-spacing:.04em;margin-top:4px}.dkp-navlinks{display:flex;gap:18px;align-items:center}.dkp-navlinks a{text-decoration:none;font-weight:750;color:#21364f}.dkp-navbtn,.dkp-mainbtn,.dkp-secondary{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;text-decoration:none;font-weight:900;padding:13px 21px}.dkp-navbtn,.dkp-mainbtn{background:var(--dk-orange);color:white!important;box-shadow:0 14px 28px rgba(245,130,32,.24)}.dkp-secondary{border:1px solid var(--dk-line);background:white;color:var(--dk-blue)!important}.dkp-menu{display:none}.dkp-hero{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(320px,.92fr);gap:42px;align-items:center;padding:70px clamp(18px,5vw,76px);background:radial-gradient(circle at top right,#ffead8,transparent 32%),linear-gradient(180deg,#f7fbff 0,#fff 100%)}.dkp-kicker{text-transform:uppercase;letter-spacing:.11em;color:var(--dk-orange);font-weight:950;font-size:13px;margin:0 0 10px}.dkp-hero h1{font-size:clamp(42px,6vw,74px);line-height:1.02;margin:0 0 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rgba(11,45,92,.13)}.dkp-hero-img{width:100%;border-radius:26px;display:block;background:#f4f8fc}.dkp-calculator{margin-top:16px;background:#0b2d5c;color:white;border-radius:28px;padding:24px}.dkp-calculator h2{margin:0 0 14px;font-size:26px}.dkp-calculator label{display:block;font-weight:850;margin:14px 0}.dkp-calculator output{float:right;color:#ffd5b0}.dkp-calculator input{width:100%;accent-color:var(--dk-orange)}.dkp-ratebox{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);border-radius:20px;padding:17px;margin:14px 0}.dkp-ratebox span,.dkp-ratebox small{display:block;color:#dbe9f6}.dkp-ratebox strong{font-size:43px;color:#fff}.dkp-benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:16px clamp(18px,5vw,76px) 42px}.dkp-benefits b{font-size:20px;color:var(--dk-blue)}.dkp-section{padding:58px clamp(18px,5vw,76px)}.dkp-section h2{font-size:clamp(32px,4vw,48px);color:var(--dk-blue);line-height:1.1;margin:0 0 18px;letter-spacing:-.03em}.dkp-section h3{font-size:22px;color:var(--dk-blue);margin:0 0 8px}.dkp-textgrid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:30px;align-items:start}.dkp-sidecard{position:sticky;top:98px}.dkp-sidecard ul{padding-left:20px}.dkp-steps,.dkp-grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.dkp-steps div,.dkp-grid3>div{background:#fff;border:1px solid var(--dk-line);border-radius:25px;padding:24px}.dkp-steps span{display:inline-grid;place-items:center;width:44px;height:44px;background:var(--dk-orange);color:#fff;border-radius:50%;font-weight:950;margin-bottom:12px}.dkp-blue{background:linear-gradient(135deg,#0b2d5c,#0f5f9f);color:white}.dkp-blue h2,.dkp-blue h3{color:white}.dkp-blue p{color:#e8f2fd}.dkp-seo-links{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:24px}.dkp-seo-card{text-decoration:none}.dkp-seo-card 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clamp(18px,5vw,76px);padding:18px;border-left:5px solid var(--dk-orange);background:#fff8f1;border-radius:14px;color:#5d462f}.dkp-sticky{position:fixed;left:50%;bottom:16px;transform:translateX(-50%);z-index:99;background:#071f3e;color:white;border-radius:999px;padding:10px 10px 10px 18px;display:flex;gap:16px;align-items:center;box-shadow:0 20px 50px rgba(0,0,0,.25)}.dkp-sticky a{background:var(--dk-orange);color:white;text-decoration:none;border-radius:999px;padding:10px 17px;font-weight:900}.dkp-breadcrumb{padding:22px clamp(18px,5vw,76px) 0;color:var(--dk-muted);font-size:14px}.dkp-page-hero{padding:46px clamp(18px,5vw,76px);background:linear-gradient(180deg,#f7fbff,#fff)}.dkp-page-hero h1{font-size:clamp(38px,5vw,62px);line-height:1.05;color:var(--dk-blue);letter-spacing:-.04em;margin:0 0 14px}.dkp-content{max-width:1080px;margin:0 auto;padding:30px 18px 70px}.dkp-content h2{color:var(--dk-blue);font-size:34px;line-height:1.14;margin-top:45px}.dkp-content 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